At SpectroCoin, you can use your cryptocurrency holdings as collateral to back a crypto loan. We tailor to the needs of each client. Get a crypto credit as low as 25 EUR or as high as 1 million EUR with competitive loan rates. Another benefit of crypto-backed loans at SpectroCoin is that we offer a very high loan-to-value (LTV). But what even is an LTV and what to do when it is too high? Find the answers in this SpectroCoin blog.