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How to Accept Crypto Payments on WHMCS

September 21, 2023

SpectroCoin offers the WHMCS crypto payment plugin that allows online stores to accept Bitcoin, Ethereum, Tether and 25+ other cryptocurrencies and reach a worldwide audience. We prepared a complete guide on how to install the WHMCS crypto payment plugin and start accepting cryptocurrencies on your website.

How to Accept Crypto Payments on WHMCS

Accepting Payments on a Website: How Does It Work

Accepting crypto payments on a website is similar to fiat payments.

Suppose an item costs 100 EUR and Bitcoin's price is 25,000 EUR. A customer wants to buy the item for Bitcoin, adds it to a cart, and selects the Crypto Payment option during the payment process. An invoice is generated according to the current rate, so the customer should pay 0.004 BTC. Once the payment is made, you will receive 0.004 BTC.

In the SpectroCoin merchant account, you can enable the auto-convert feature that automatically converts the received funds into cryptocurrencies, fiat money or stablecoins of your choice. If you have enabled auto-conversion to EUR, 0.004 BTC will be converted to 100 EUR. After the 1% fee is charged, you will have 99 EUR.

If auto-conversion is disabled, you will be charged 1% on 0.004 BTC and have 0.00396 BTC.

You can also set up what cryptocurrencies and stablecoins you are willing to accept.

Why to Choose SpectroCoin

SpectroCoin has operated since 2013 and complies with AMLD5, providing customers with security, transparency and protection.

There are numerous advantages of working with SpectroCoin:

  • You may recover the account if you lose access to it.
  • You can get help from customer support 24/7.
  • You can automatically convert received cryptocurrencies to fiat money, stablecoins or other cryptocurrencies.
  • You bear low transaction fees depending on the blockchain.
  • You get paid instantly, 24/7.
  • You can accept over 30 cryptocurrencies.
  • You can set up the list of cryptocurrencies you want to accept.
  • You pay only 1% for every transaction.
  • You don't deal with chargebacks, as crypto payments are irreversible.
  • You can withdraw funds by one of multiple methods: SEPA, Faster Payments, Pacific Private Bank, Amazon gift card, mobile top-ups, and SpectroCoin voucher.

How to Install the WHMCS Payment Plugin

Create a SpectroCoin merchant account

To accept crypto on your website, you should create and verify a SpectroCoin merchant account or login if you are already a client.

Create and set up a merchant project

Follow these steps to create and set up a merchant project:

  1. Log into the account, go to "Business", and choose "New project".
  2. Put a name and a description of your project.
  3. Enable the "Auto-convert received currency" option to automatically convert all received cryptocurrencies to stablecoins, fiat currencies, or specific cryptocurrencies of your choice.
  4. Select the currencies you would like to accept by using the "Accept all currencies" function.
  5. Enable the "Public key" toggle to generate the Private-Public keys pair to sign all API requests.
  6. Submit.

Embed the WHMCS Crypto payment plugin on your website

Then you should add the plugin to your website and activate it:

  1. Download the plugin.
  2. Upload the plugin directory to your WHMCS folder.
  3. Download and save your merchant project Private keys.
  4. Activate the plugin through Setup → Payments → Payment Gateways → All Payment Gateways
  5. Select "Bitcoin provided by SpectroCoin" and press the "Activate" button.
  6. Enter your Merchant ID and Project ID, and the Private key which you generated before

What Cryptocurrencies Can You Accept on the WHMCS Store

We carefully pick cryptocurrencies to offer, and currently, our merchants can receive payments in these cryptocurrencies:

Bitcoin (BTC), Ether (ETH), Tether (USDT), USD Coin (USDC), Aave (AAVE), Basic Attention Token (BAT), Banker (BNK), Chiliz (CHZ), Compound (COMP), Dai (DAI), DASH (DASH), Enjin Coin (ENJ), Euro Coin (EUROC), The Graph (GRT), Holo (HOT), Chainlink (LINK), Decentraland (MANA), Mask Network (MASK), Polygon (MATIC), Maker (MKR), The Sandbox (SAND), Shiba Inu (SHIB), Synthetic (SNX), SushiSwap (SUSHI), True USD (TUSD), UMA (UMA), Uniswap (UNI), PAX Dollar (USDP), Wrapped BTC (WBTC), NEM (XEM), 0x (ZRX)

As we constantly evolve, the list extends in response to the demands of our clients. If you have any questions on how to start accepting crypto payments at WHMCS, don't hesitate to contact us via email at [email protected].

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